Group Health Insurance

Wallace Welch & Willingham provides sound advice regarding benefits questions and healthcare reform. Our solutions make employee benefits more manageable and cost effective.

Healthcare reform and what it means for your company

Healthcare reform has already brought many changes to employers. Wallace Welch & Willingham is your go-to source for updates and compliance. Our benefits department currently has three advisors who have earned the Certified Patient Protection and Affordable Care Act Specialist designation, an official accreditation from the National Association of Health Underwriters.

To assist clients with understanding provisions, W3 has concentrated the enormous law into a three-page client review to address each provision and help employers determine if they are prepared to comply with requirements.

We go the extra mile to help

Clients of Wallace Welch & Willingham receive email alerts on all aspects of healthcare reform that might affect their company. W3 University Seminars are also a great way for our clients to stay current and prepare their business for compliance. These seminars are lead by extremely knowledgeable industry speakers who are available to answer any questions that you have.

Our Products

Medical Insurance Plans

Traditional Fully Insured


  • ASO
  • Partially Self-Funded
  • Level Funded
  • Minimum Premiums
  • Participating Contacts

Stand Alone Pharmacy (PBM)

Employee Assistance Programs (EAP)

Consumer Directed Options

  • Flexible Spending Accounts (FSA)
  • Health Savings Accounts (HSA)
  • Health Reimbursement Arrangements (HRA)

Dental & Vision Plans

  • Traditional fully insured
  • Self-funded

Retirement Plans

  • Traditional Retirement Plans
  • 401 (k) Plans
  • 403 (b) Plans
  • Fiduciary Risk Management
  • Fee Benchmarking

Life Insurance Plans

  • Group Term
  • Accidental Death & Dismemberment
  • Universal Life
  • Supplemental Life
  • Executive Life

Disability Insurance Plans

  • Short-term disability
  • Long-term disability
  • Executive disability (gross up)

Worksite Plans

  • Accident
  • Critical Illness
  • Cancer
  • Medical GAP

Ancillary Coverage

  • Group Long Term Care
  • Group Legal
  • Group Travel Accident
  • Student Insurance Plans
  • Volunteer Plans

Contact us to request your personalized client review. Learn more about our Group Benefits capabilities and let us find the best plans for you.