In 2016, the term Assignment of Benefits (AOB) became a hot topic in the Florida Homeowner’s insurance industry. If a contractor has a property owner sign an Assignment of Benefits agreement/contract, the policyholder has agreed to give up their rights pertaining to the handling of the claim and transferred that right to the contractor. The contractor now has permission to act on the behalf of the insured to resolve any and all claim issues.
According to NOAA (National Oceanic and Atmospheric Administration), a natural disaster has affected every US region since 2011. Are you prepared? Are your employees prepared? Is your business prepared? There are lots of resources available from FEMA and FloridaDisaster.org, the Florida Division of Emergency Management, to assist with building an emergency plan for businesses and families.
Mental health issues are often overlooked by coworkers or swept under the rug by employers. That means many workers are battling these issues alone. One of the most memorable stories I heard during my years in worksite wellness starts with a training class. The instructor was training their employees on a new computer system for a week. She noticed one employee kept to herself, seemed withdrawn and would always be late coming back from lunches and breaks. Normally your first reaction would be to reprimand the employee, but this instructor went above and beyond. She found the employee in the restroom crying and when she approached her and offered to help, the employee said she was fine. After spending a little time with her it was revealed that she was having some family trouble. The stress of the crisis affected her and her work. They found a counselor for her through their EAP and this helped her work through this stress before it became a bigger issue.
Millennials are those born in the early 1980s up to the early 2000s. According to the US Census Bureau Population Estimate in April 2016, millennials are fast becoming the biggest percentage of the workforce and a leading influence on the employers’ health plans and employee wellness programs. Nine out of ten millennials have health insurance and 85% of them are employed. *
With recent data breaches of big-name stores, businesses all over are taking a deeper look into their security. All businesses need to be aware of the risks and the costs associated with a data breach.
