Auto Dealerships
Protecting an auto dealership is done best when an agent has a complete understanding of the retail automotive industry. Auto dealerships face a particular set of insurance exposures, and our agents grasp this variety of challenges. Additionally, while a traditional agency or direct writer may view an account as just another premium, we see the opportunity to offer a number of additional services.
Wallace Welch & Willingham is also a proud member of the Florida Automobile Dealers Association.
As part of the W3 Advantage, you can expect management training, day-to-day compliance advice, handbook creation/review and assistance implementing insurance policies we recommend. Wallace Welch & Willingham is known for its broad array of auto dealership-specific coverage and products, including:
Dealership Insurance Coverages
- Automobile Physical Damage (Dealer Open Lot)
- Crime Coverage
- Employment Practices Liability
- Excess Liability / Umbrella
- Flood Insurance (Including your Inventory)
- Garage Liability
- Garage Keepers Liability
- General Liability
- Pollution
- Property Coverage
- Workers’ Compensation
- Group Health, Dental, Vision, Disability
F&I Programs
- Interactive Product Tools
- Vehicle Service Contract
- Maintenance Programs
- Tire & Wheel Service Contract
- Limited Warranty
- Credit Insurance
- Lease Protection
- Hiring Winners
- Multiple Participation Structures
- Dent Removal
- GAP Waivers
- High-Mileage Extended Warranties
W3 Advantage services include:
– Analysis of risks and exposures
– Evaluation of insurance program strengths and weaknesses
– Targeted loss control and safety solutions
– Safety/Health and Compliance e-Learning training available
– Risk management, safety & HR library resource
– Contract Review/Certificate of Insurance procedures and management
– Claims management and advocacy
– Continuing education