Auto Dealerships

Protecting an auto dealership is done best when an agent has a complete understanding of the retail automotive industry. Auto dealerships face a particular set of insurance exposures, and our agents grasp this variety of challenges. Additionally, while a traditional agency or direct writer may view an account as just another premium, we see the opportunity to offer a number of additional services.FADA-LOGO-updated

Wallace Welch & Willingham is also a proud member of the Florida Automobile Dealers Association.

As part of the W3 Advantage, you can expect management training, day-to-day compliance advice, handbook creation/review and assistance implementing insurance policies we recommend. Wallace Welch & Willingham is known for its broad array of auto dealership-specific coverage and products, including:

Dealership Insurance Coverages

  • Automobile Physical Damage (Dealer Open Lot)
  • Crime Coverage
  • Employment Practices Liability
  • Excess Liability / Umbrella
  • Flood Insurance (Including your Inventory)
  • Garage Liability
  • Garage Keepers Liability
  • General Liability
  • Pollution
  • Property Coverage
  • Workers’ Compensation
  • Group Health, Dental, Vision, Disability

F&I Programs

  • Interactive Product Tools
  • Vehicle Service Contract
  • Maintenance Programs
  • Tire & Wheel Service Contract
  • Limited Warranty
  • Credit Insurance
  • Lease Protection
  • Hiring Winners
  • Multiple Participation Structures
  • Dent Removal
  • GAP Waivers
  • High-Mileage Extended Warranties

W3 Advantage services include:

–  Analysis of risks and exposures
–  Evaluation of insurance program strengths and weaknesses
–  Targeted loss control and safety solutions
–  Safety/Health and Compliance e-Learning training available
–  Risk management, safety & HR library resource
–  Contract Review/Certificate of Insurance procedures and management
–  Claims management and advocacy
–  Continuing education