Protecting Your Auto Dealership

Protecting an auto dealership is done best when an agent has a complete understanding of the retail automotive industry. Auto dealerships face a particular set of insurance exposures, and our agents grasp this variety of challenges. Additionally, while a traditional agency or direct writer may view an account as just another premium, we see the opportunity to offer a number of additional services.FADA-LOGO-updated

Wallace Welch & Willingham is also a proud member of the Florida Automobile Dealers Association.

Couple buying a new car from an auto dealership

As part of the W3 Advantage, you can expect management training, day-to-day compliance advice, handbook creation/review and assistance implementing insurance policies we recommend. Wallace Welch & Willingham is known for its broad array of auto dealership-specific coverage and products, including:

Dealership Insurance Coverages

  • Automobile Physical Damage (Dealer Open Lot)
  • Crime Coverage
  • Employment Practices Liability
  • Excess Liability / Umbrella
  • Flood Insurance (Including your Inventory)
  • Garage Liability
  • Garage Keepers Liability
  • General Liability
  • Pollution
  • Property Coverage
  • Workers’ Compensation
  • Group Health, Dental, Vision, Disability

F&I Programs

  • Interactive Product Tools
  • Vehicle Service Contract
  • Maintenance Programs
  • Tire & Wheel Service Contract
  • Limited Warranty
  • Credit Insurance
  • Lease Protection
  • Hiring Winners
  • Multiple Participation Structures
  • Dent Removal
  • GAP Waivers
  • High-Mileage Extended Warranties

W3 Advantage services include:

  • Analysis of Risks and Exposures
  • Evaluation of Insurance Program Strengths and Weaknesses
  • Targeted Loss Control and Safety Solutions
  • Safety/Health and Compliance E-learning Training Available
  • Risk Management, Safety & HR Library Resource
  • Contract Review/Certificate of Insurance Procedures and Management
  • Claims Management and Advocacy
  • Continuing Education