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Protect what you've built with an agent you can trust.

Get the policy options your business needs from experts you can depend on.

Direct, dependable insurance for you and your business.

For nearly a century, Wallace Welch and Willingham has provided exceptional service and industry expertise for people and businesses in the Tampa Bay area and throughout Florida.

Hear what our clients are saying

We became clients of W3 Insurance in 2013 for our Workers Compensation Insurance. Their team inspected our premises, analyzed our 5 year loss history and did an audit on our Mod. In just a few short years our experience mod dropped from 2.38 to .88! Now several carriers are interested in writing our workers compensation. I highly recommend David, Liz and the team at W3 Insurance.
Candace Hodgkins
CEO, Gateway Community Services
I have been in the Golf Business for over 40 years, and managing multiple facilities since 1989. I have dealt with a number of agents and agencies during that time and have never written a letter of recommendation, but there is a first time for everything. W3 brought creative solutions, valuable resources and knowledge to our company. I can highly recommend using W3 Insurance. They give us a competitive advantage in the marketplace over our competitors.
M.G. Orender
President, Hampton Golf
When I joined the food bank in July 2012, Feeding Tampa Bay had been placed with a PEO due to the high number of worker's comp claims and was uninsurable. I met with W3 to analyze our loss history and review our current Mod. They made recommendations to implement immediately which would improve our rating. We can now get competitive quotes from various carriers and better rates for the organization. This is truly due to the efforts of W3 Insurance.
Kathy Whetsell
Director of Finance, Feeding Tampa Bay

The W3 Advantage

Safeguard your business and reduce your risk by working with W3’s team of industry experts. You’ll get advice you can trust on a wider range of policy options once we’ve learned the ins and outs of your organization through our time-tested, hassle-free process.

How It Works


Our team of insurance and risk management professionals learn about your needs and uncover the challenges, hazards, and opportunities unique to your business.



We conduct a thorough examination to determine how to make the most of your opportunities and manage your risks safely and dependably.



We offer insurance solutions aligned with your business objectives that pinpoint your unique needs, then implement a plan that will drive results.



In our commitment to integrity, we deliver on our promises and produce results that positively impact your organization.

W3 by the numbers

Years in Business

Get a Quick Quote

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