The W3 Advantage

We invest in you before you invest in us.

At Wallace Welch & Willingham, we believe in letting our customers test drive our services before committing. And we understand that every plan will need to be specifically tailored to meet the needs of your business. This is precisely why we spend a good deal of time getting to know you and your business before asking you to commit to us. We earn your business through our process.

  1. Discovery

    Using proven methods of identification, our team of experts uncover risks, challenges and opportunities that are unique to your business.

  2. Analysis

    We perform a complete analysis to assess how these impact your business.

  3. Solutions

    We provide sound solutions which focus on your unique needs, drive results and align with your business objectives

  4. Commitment

    We hold ourselves accountable to deliver on our promises and produce results that positively impact your bottom-line.

The W3 Risk Advantage

The W3 Risk Advantage is a proprietary suite of assessment, analysis and implementation tools that we use to help evaluate the unique aspects of your organization’s employee benefits, human resources and risk management programs.  We use this approach to help design, manage and implement a comprehensive coverage program suited specifically to your needs.

Risk Evaluation

  • GAP Analysis
  • Exposure Analysis
  • Risk Assessments
  • Policy Preview

Claims Advocacy & Management

  • Claims Reporting
  • Claims Reviews
  • Claims Advocacy

Safety & Loss Control

  • Contract Reviews
  • Certificate of Insurance Management
  • Safety Programs


  • Client Self-Service Portal
  • Risk Management Technology Platform

HR & Regulatory Compliance

  • Policies & Procedures
  • Training
  • HR Library/Hotline
  • OSHA Compliance
  • Industry Requirements

Workers Compensation Consulting

  • Claim Advocacy
  • Risk Control
  • Cost Control
  • Risk Financing